Vice President Retail Banking & Wealth Management Risk-Credit Card Policy HSBC China -（职位编号：0000CZRO）Risk Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, operational, credit, pension, insurance, compliance, regulatory, market, reputation and geopolitical risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.We are currently seeking an experienced professional to join our team. In this role, you will: ?Responsible for designing and implementing credit policy for credit card product with focus on acquisition policy to ensure a risk reward approach is used to maximize customer profitability on a risk adjusted basis. Responsible for setting and tracking the segment performance and implementation of sophisticated statistical forecasting models. Managing the credit quality to ensure LIC$ and LIC/Income Ratio targets are not exceeded and all areas of credit management comply with regulatory, regional and local approved policies. 职位要求：To be successful in the role, you should meet the following requirements:? In depth knowledge and experience of credit risk management for card business.? 5 years + experience in credit card risk management and proficient in risk analytical tools, eg. SAS? Broad knowledge of sector trends and regulatory environment? Excellent understanding of originations and portfolio management techniques including sophisticated analytics, credit modeling.? Good Understanding of business areas outside of Risk e.g., Collections, Product, Finance, etc.? Good understanding of HSBC overall business dynamics, particularly Retail Banking? Experiences in working with auditors, regulators and compliance? Fluency in English required You’ll achieve more when you join HSBC.www.hsbc.com.cn/careers HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within and inclusive and diverse environment.Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. HSBCAXS/JL/* Issued by HSBC Bank (China) Company Limited
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