Vice President Credit Control Service-Underwriting Service Retail Business Banking HSBC China -（职位编号：0000CH1L）Retail Banking and Wealth Management (RBWM)Retail Banking and Wealth Management leverages HSBC’s global retail banking expertise and wealth management capabilities to deliver a broad range of world-class retail banking solutions to millions of customers. Driving for growth in key markets around the world, the business comprises areas such as retail banking, wealth management, insurance and asset management, with a focus on customer-centric propositions and innovative and efficient distribution channels that will differentiate our customer experience and deliver market leading retail banking and wealth management solutions.We are currently seeking an experienced professional to join our team.In this role, you will:-Check the loan application information to ensure the accuracy and completeness,-Execute credit analysis based on borrower's supporting documents and ensure the related risk are well addressed and mitigated,-Make credit decision according to the customer's risk level, approve the loan application within lending authority and ensure no compliance issue.-Conduct onsite visit according to the policy requirement (eg.fulfill spot-check rate),and assess the quality of KYC procedure conduct by business team,-Provide regular update to risk management team according to market practice,-Provide advisory support to business team.职位要求：To be successful in the role, you should meet the following requirements:-Bachelor degree or above (recognized by the State).-At least 10 years' working experience in credit risk management,with 5+ years specilized in underwriting(both secured and unsecured lending). Underwriting experience for small business is preferred,-In-depth understanding of regulation requirement, and experienced in on site visit for both customer and collateral,-Good analytical skills and able to work independently,-Proficient in written and oral English,Good skills in PC and relevant systems-Well-organized, detail-oriented, responsible, reliable and committed, and positive working attitude and team work spirit.-Good communication and time management skills.You’ll achieve more when you join HSBC.www.hsbc.com.cn/careers HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within and inclusive and diverse environment.Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.HSBCVLI/WZ/* Issued by HSBC Bank (China) Company Limited
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